Many people think that I consumer proposal is just the same as bankruptcy. Is this really the case? Absolutely not! First we need to understand what actually happens when a debtor (a person in debt) files for bankruptcy. When al bankruptcy is filed the debtor`s assets are assigned to a Licensed Insolvency Trustee (LIT) whose...
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From a very young age we’re told the importance of saving for a rainy day.  And when you live on the lower mainland that is a lot of rainy days.  Unfortunately many Canadians are not prepared for a rainy day; living paycheque to paycheque has become an unsettling norm.  But what happens when that rainy...
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I’m Peter Temple, your 4 Pillars Debt Specialist serving clients in Burnaby.  Over the years I’ve had a lot of good people come through my door; each with their own unique story.  But the majority of them had one thing in common, they had me fighting on their behalf to help get their debt reduced and paid off as...
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Remember the surge of excitement that came with getting your first credit card?  It felt like a rite of passage; that somehow you were finally an adult.  Over the years the thrill of getting your credit card statement has decreased. In fact, for a great many Canadians, just the thought of their credit card bill...
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Peter Temple – 4 Pillars Burnaby
3989 Henning Dr #207
Burnaby BC V5C 6P8
(778) 340-4002